FINANCIAL RESOUrces

Accessible living financial resources are designed to provide financial assistance, support, and resources to individuals and families seeking to create accessible living environments. These resources aim to remove financial barriers and make it easier for people with disabilities or mobility limitations to modify their homes, ensuring they can live safely, comfortably, and independently. Whether it's installing wheelchair ramps, widening doorways, or adding accessible bathrooms, these financial resources help individuals transform their living spaces to meet their unique needs.

What are Accessible Living Financial Resources?

Accessible living financial resources encompass a variety of programs, grants, loans, and other financial assistance options that support home modifications and accessibility improvements. These resources may be offered by government agencies, nonprofit organizations, private foundations, or through partnerships with financial institutions. The primary goal is to provide funding and support to individuals and families who require modifications to their homes to accommodate disabilities or mobility challenges.

WHAT ARE THE BENEFITS OF Accessible Living Financial Resources?

  • Enhanced Independence
    Accessible living financial resources empower individuals with disabilities to live independently in their own homes. By providing funding for home modifications, these resources enable individuals to navigate their living spaces safely and with greater ease, reducing their reliance on caregivers and support services.

  • Improved Quality of Life
    Creating an accessible living environment can significantly improve the quality of life for individuals with disabilities and their families. Accessible homes promote autonomy, dignity, and comfort, allowing individuals to engage in daily activities and maintain a sense of normalcy within their own living spaces.

  • Increased Safety and Accessibility
    Home modifications funded through accessible living financial resources enhance safety and accessibility for individuals with disabilities or mobility limitations. Features such as grab bars, wheelchair ramps, and accessible bathrooms reduce the risk of accidents and injuries, enabling individuals to move freely and independently throughout their homes.

  • Aging in Place
    Accessible living financial resources not only benefit individuals with disabilities but also support aging in place for seniors. As people age, they may experience mobility challenges or disabilities that require home modifications. These resources enable seniors to remain in their own homes safely and comfortably, preserving their independence and autonomy as they age.

  • Financial Assistance
    Many accessible living financial resources provide financial assistance, grants, or low-interest loans to help cover the cost of home modifications. This financial support makes it more feasible for individuals and families to undertake necessary renovations without incurring a significant financial burden.

  • Community Inclusion
    Accessible living financial resources contribute to greater community inclusion and participation for individuals with disabilities. By creating accessible homes, individuals can more easily access community resources, services, and social activities, fostering greater engagement and connection with their communities.

  • Long-Term Cost Savings
    Investing in accessible home modifications upfront can result in long-term cost savings by preventing accidents, injuries, and the need for institutional care. By promoting independence and safety, accessible living environments help individuals avoid costly healthcare expenses associated with accidents or falls.

  • Peace of Mind
    Accessible living financial resources provide individuals and families with peace of mind, knowing that their homes are equipped to meet their unique needs and support their independence. This peace of mind extends to caregivers and loved ones, who can rest assured knowing that their family members are living in safe and accessible environments.

Accessible living financial resources play a crucial role in empowering individuals with disabilities to live independently, safely, and comfortably in their own homes. By providing financial assistance and support for home modifications, these resources enhance quality of life, promote independence, and foster inclusion within communities. Whether it's installing accessibility features, widening doorways, or retrofitting bathrooms, accessible living financial resources make it possible for individuals to thrive in their living spaces, regardless of their mobility challenges or disabilities.

MICHIGAN ACCESSIBLE LIVING FINANCIAL RESOURCES

Below are resources and programs that provide financial support and relief for individuals and families in order to provide a safe, accessible, and conductive independent living environment.

01

Michigan State Housing Development Authority (MSHDA)

MSHDA offers several programs and initiatives to assist homeowners with accessibility modifications. The Homeowner Rehabilitation Program provides grants and loans to eligible low-income homeowners for necessary home repairs and accessibility modifications, including ramps, handrails, and bathroom modifications. www.michigan.gov/mshda

02

Michigan Department of Health and Human Services (MDHHS)

MDHHS administers the Community Living Supports (CLS) program, which provides funding for home modifications and assistive technology to individuals with disabilities who are eligible for Medicaid waiver services. CLS funds can be used for accessibility improvements such as ramps, stairlifts, widened doorways, and accessible bathrooms. www.michigan.gov/mdhhs/adult-child-serv/adults-and-seniors/behavioral-and-physical-health-and-aging-services/aging-services/aging-services

03

AREA AGENCIES ON AGING (AAA)

Michigan's 16 Area Agencies on Aging offer a variety of programs and services to support older adults and individuals with disabilities in maintaining independence and aging in place. Some AAA programs may provide financial assistance or referrals for home modifications, accessibility improvements, and assistive devices. Visit Website: 4AMI

04

Michigan Assistive Technology Program (MATP)

Michigan offers several Medicaid waiver programs that provide home and community-based services to eligible seniors. These programs cover a range of services, including personal care, homemaker services, respite care, and home modifications. www.michigan.gov/mdhhs/assistance-programs/medicaid/portalhome/beneficiaries/programs/progbens/mi-choice-waiver-program

05

Michigan Rehabilitation Services (MRS)

MRS offers vocational rehabilitation services to individuals with disabilities to help them achieve employment goals and live independently. MRS may provide funding or support for home modifications as part of a comprehensive plan to enhance independence and accessibility. www.michigan.gov/leo/bureaus-agencies/mrs

06

Nonprofit Organizations and Foundations

There are several nonprofit organizations and foundations in Michigan that offer financial assistance and support for home modifications and accessibility improvements. These organizations may have specific eligibility criteria and application processes, so it's important to research available resources in your local area.

07

Local Government Programs

Some local municipalities in Michigan may offer financial assistance or incentives for home modifications that improve accessibility and safety for residents with disabilities. Contact your city or county government offices to inquire about available programs and resources.

08

Veterans Affairs (VA) Benefits

Veterans in Michigan may be eligible for a range of VA benefits and services, including grants for home modifications through the Specially Adapted Housing (SAH) program or the Special Housing Adaptation (SHA) program. These programs provide financial assistance for eligible veterans to modify their homes to accommodate disabilities related to military service. www.michigan.gov/mvaa

ADDITIONAL RESOURCES

01

Specially Adapted Housing Grant

The Department of Veterans Affairs (VA) provides grants to Service members and Veterans with certain permanent and total service-connected disabilities to help purchase or construct an adapted home, or modify an existing home to accommodate a disability. www.benefits.gov/benefit/4733

02

Lori's voice

We provide financial assistance for families with children under the age of 21, who are unable to afford adaptive equipment, travel, therapy and other items that are not [fully] covered by insurance or other organizations. Visit Website: Lori's Voice

03

Home Adaptation Loan Options (halo)

Halo offers lower interest rate loans (5-7%) for seniors and disabled homeowners to assist with home renovations, aging in place, home adaptations, and assistive services and technologies. Visit Website: SELF

04

Other Affordability considerations

Home improvement financing


Federal Assistance


Asset Liquidation (stocks bonds, 401ks, IRAs, precious metals, life insurance)

Contributions (savings, crowdsourcing, GoFundMe, inheritance)

Capital improvements for solar or security

Share by: